You can take a partial transfer out of your APS pension and leave the rest within the Scheme if you have a deferred pension entitlement which was built up both before and after April 1997.
APS pensions are generally made up of two main portions, built up over the following periods:
- Pension earned before April 1997*
- Pension earned after April 1997
An APS member who has a deferred pension entitlement, which was built up during both of these periods has one opportunity to make a partial transfer out in respect of the pension earned before April 1997 before drawing or transferring out their remaining Scheme benefits (earned after April 1997) at a later date.
* In all cases, any pension earned before April 1997 must be transferred out.
Visit our Partial transfers page for more information about this option.
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