My children get

Your Dependent children can receive allowances on your death.

  • If you die whilst an active member of the Scheme - the allowance is calculated as one-sixth of the basic pension you would have received for the years, months and days that you have been in the Scheme plus half the time remaining between the date of your death and Normal Retirement Age (or age 63 if you were Ground Staff on 1 Dec 1989, there has been no break in service and you are still Ground Staff when you die). The half potential service is based on the standard build-up rate (1/52 Flying Staff, 1/56 Ground Staff), or the lower build-up rate (1/54 Flying Staff, 1/58 Ground Staff) if you die whilst paying towards this rate.
  • If you die having already left the Scheme - the allowance will be one-sixth of your pension in payment or one-sixth of your deferred pension at date of death.
  • Your children qualify up to the age of 16 or up to the age of 23 as long as they are in full-time education/vocational training (or in the case of a child who is seriously incapacitated for as long as they are unable to earn a living up to age 23). Allowances are usually paid to the surviving parent or legal guardian until a child reaches 18 years of age.
  • Only two allowances are payable. However, the Trustee can spread the payments to more than two children if applicable. For example, if you have three Dependent children, allowances of £1,800 a year each payable to two children would be split into allowances of £1,200 a year payable to three children.
  • If you have paid for an Adult Survivor's pension but no such pension is payable on your death, each children's allowance will be trebled for the period you have been paying for Adult Survivor's cover.
  • Remember that if you work part-time we use your full-time equivalent salary and your part-time service in the Basic pension calculation.

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