I’m thinking of drawing my pension

Before you draw your pension, you have some important decisions to make, for example:

• when exactly you retire - at your Normal Retirement Age or earlier or later
• what exactly you want to get out of your pension and how to best achieve your aims
• your choices including exchanging a pension for a lump sum and what you want from any Additional Voluntary Contributions (AVCs) you have within NAPS.

Remember, you're planning for the long term. Try to think about every possibility for you and your family.

Don't be put off by these important decisions and, don't forget, we're here to help!

Do you have benefits in the British Airways Pension Plan (BAPP)?

BA introduced BAPP for its existing employees on 1 April 2018. Don’t forget to also ask for details of your BAPP account value and options. Contact Aviva Life & Pensions on 0345 030 7964 or log into your BAPP account via the BA intranet.